Fronteir Exceptionalism :: essays research papers

What is exceptionalism? As defined by The American Heritage Dictionary of the English Language, is it: 1) the condition of being exceptional or unique; and 2) the theory or belief that something, especially a nation, doesn’t conform to a pattern or a norm. Some historians credit the terms origins to Alex de Tocqueville, the 19th century French historian. Since colonial times, Americans felt of themselves as the preeminent example of a social and morally advanced society. John Winthrop’s ‘City on a Hill’ illustrated the Puritan religious tones for these ideals. After the Revolution, a combination of secular and sacred ideologies formed that saw the United States as providentially selected to be a ‘divine stage’ for liberty and a new world order. But don’t all peoples of a nation feel an exceptional pride in their nation? Why did/do American’s feel that way? I believe one of the most fundamentally important facets that contributed to the American exceptionalism spirit this time was the frontier. The frontier, whether a place or process, certainly shaped American thought from a ragtag colonial cluster to a hegemon with muscular muster. I disagree with many Turnerian protà ©gà ©s, however, in that the process of settling the frontier was not a series of successes. The new ‘reappraisal’ of western history shows that not all courses of action taken resulted in progress. Patricia Limerick discusses this well in her essay entitled What on Earth is New Western History? In this essay she tries to quell old myths that are celebrated by those who would like to hold on with a blind eye to false stories. But these interpretations of the west are just as vitally important as the Indian and cowboy mystique. The concept of America and what an American is was fashioned from the combination of myth versus reality. Most of my paper will be examining these topics from Limerick, Ridge and Richard White’s When Frederick Jackson Turner and Buffalo Bill Cody Both Played Chicago in 1893. Turner and Cody told the story of the west in two starkly different angles, and with two different approaches. Turner’s narrative was one that told of large, empty expanse of free land that was there for the taking, and was basically free from violence. Cody’s Wild West showed an adventure of conquest and persecution at the hands of the Indians, a ‘correct representation of life on the plains’.(47) But when the two are taken into account together, the biases of each bring to light the complexities that shadowed their explanation for their perspective.

Mother-Daughter Relationships: A Feminist Overview Essay -- Analysis,

Al-Mosaed, Nora F. "Mother-Daughter Relationships: A Feminist Overview." Journal of the Social Sciences 31.3 (2003): 707-729. Sociological Abstracts. Print. Nora Al-Mosaed’s â€Å"Mother-Daughter Relationships: A Feminist Overview† argues that sexism and unequal treatment towards women in a patriarchal society negatively impacts the behavior and relationship between mothers and daughters. Al-Mosaed describes a study conducted where 173 female college students were questioned about their relationships with their mothers; of the most notable information collected, married daughters reported having a better relationship with their mothers while divorced daughters cited a much more negative relationship with their mothers, and all daughters reported being devalued when compared to their brothers. It is important to note that the women who participated in this study were daughters of Saudi families, which may suggest the effects of the patriarchal society on the mother-daughter relationship. Al-Mosaed’s article was interestingly refreshing because of its focus on daughters in Saudi families; the author’s research is highly relevant to my chosen topic in that it examines what strengthens and deteriorates the relationship between mother and daughter (in the case of this study, it was suggested that the deterioration stemmed from the overwhelmingly patriarchal society in which they lived) and takes into perspective a culture not often represented in literature about communities of women. Boyd, Carol J. "Mothers and Daughters: A Discussion of Theory and Research." Journal of Marriage and Family 51.2 (1989): 291-301. JSTOR. Web. 14 Apr. 2011. In â€Å"Mothers and Daughters: A Discussion of Theory and Research†, Carol Boyd... ...es each item with the historical happenings of each time period, with a particular interest in the feminist spectrum. Included topics of study are ‘mother blame,’ domestic expectations, maternal sacrifice, ‘feminine containment’, and more (Walters). Suzanna Walters wrote insightfully and intelligently about the various condemning ways that mothers and daughters have been viewed in popular media for more than sixty years. I found this text to be extremely helpful in that I gained knowledge in the many ways that society’s sexism was/is portrayed in various popular media outlets; the pressure laid on mothers and daughters was/is excruciating and, as displayed in many of the films, resulted in general unhappiness for women. I believe this text will prove to be extremely helpful in evaluating mother/daughter relationships as related in history and in the media. Mother-Daughter Relationships: A Feminist Overview Essay -- Analysis, Al-Mosaed, Nora F. "Mother-Daughter Relationships: A Feminist Overview." Journal of the Social Sciences 31.3 (2003): 707-729. Sociological Abstracts. Print. Nora Al-Mosaed’s â€Å"Mother-Daughter Relationships: A Feminist Overview† argues that sexism and unequal treatment towards women in a patriarchal society negatively impacts the behavior and relationship between mothers and daughters. Al-Mosaed describes a study conducted where 173 female college students were questioned about their relationships with their mothers; of the most notable information collected, married daughters reported having a better relationship with their mothers while divorced daughters cited a much more negative relationship with their mothers, and all daughters reported being devalued when compared to their brothers. It is important to note that the women who participated in this study were daughters of Saudi families, which may suggest the effects of the patriarchal society on the mother-daughter relationship. Al-Mosaed’s article was interestingly refreshing because of its focus on daughters in Saudi families; the author’s research is highly relevant to my chosen topic in that it examines what strengthens and deteriorates the relationship between mother and daughter (in the case of this study, it was suggested that the deterioration stemmed from the overwhelmingly patriarchal society in which they lived) and takes into perspective a culture not often represented in literature about communities of women. Boyd, Carol J. "Mothers and Daughters: A Discussion of Theory and Research." Journal of Marriage and Family 51.2 (1989): 291-301. JSTOR. Web. 14 Apr. 2011. In â€Å"Mothers and Daughters: A Discussion of Theory and Research†, Carol Boyd... ...es each item with the historical happenings of each time period, with a particular interest in the feminist spectrum. Included topics of study are ‘mother blame,’ domestic expectations, maternal sacrifice, ‘feminine containment’, and more (Walters). Suzanna Walters wrote insightfully and intelligently about the various condemning ways that mothers and daughters have been viewed in popular media for more than sixty years. I found this text to be extremely helpful in that I gained knowledge in the many ways that society’s sexism was/is portrayed in various popular media outlets; the pressure laid on mothers and daughters was/is excruciating and, as displayed in many of the films, resulted in general unhappiness for women. I believe this text will prove to be extremely helpful in evaluating mother/daughter relationships as related in history and in the media.

Deception Point Page 86

â€Å"What did you just say?† Gabrielle demanded. The guard's fist stopped in midair. â€Å"I said the senator was glad I let you in earlier. You were right. It was no problem at all.† â€Å"You and the senator talked about that?† Gabrielle sounded surprised. â€Å"Yeah. So what?† â€Å"No, I just didn't think†¦ â€Å" â€Å"Actually, it was kind of weird. The senator needed a couple of seconds to even remember you'd been in there. I think the boys were tossing back a few.† â€Å"When did you two talk, Owen?† â€Å"Right after you left. Is something wrong?† A momentary silence. â€Å"No†¦ no. Nothing. Look, now that I think of it, let's not bother the senator this instant. I'll keep trying his house line, and if I don't have any luck, I'll call you back and you can knock.† The guard rolled his eyes. â€Å"Whatever you say, Ms. Ashe.† â€Å"Thanks, Owen. Sorry to bother you.† â€Å"No problem.† The guard hung up, flopped back in his chair, and went to sleep. Alone in her office, Gabrielle stood motionless for several seconds before hanging up the phone. Sexton knows I was inside his apartment†¦ and he never mentioned it to me? Tonight's ethereal strangeness was getting murkier. Gabrielle flashed on the senator's phone call to her while she was at ABC. The senator had stunned her with his unprovoked admission that he was meeting with space companies and accepting money. His honesty had brought her back to him. Shamed her even. His confession now seemed one hell of a lot less noble. Soft money, Sexton had said. Perfectly legal. Suddenly, all the vague misgivings Gabrielle had ever felt about Senator Sexton seemed to resurface all at once. Outside, the taxi was honking. 103 The bridge of the Goya was a Plexiglas cube situated two levels above the main deck. From here Rachel had a 360-degree view of the surrounding darkened sea, an unnerving vista she looked at only once before blocking it out and turning her attention to the matter at hand. Having sent Tolland and Corky to find Xavia, Rachel prepared to contact Pickering. She'd promised the director she would call him when they arrived, and she was eager to know what he had learned in his meeting with Marjorie Tench. The Goya's SHINCOM 2100 digital communications system was a platform with which Rachel was familiar enough. She knew if she kept her call short, her communication should be secure. Dialing Pickering's private number, she waited, clutching the SHINCOM 2100 receiver to her ear and waiting. She expected Pickering to pick up on the first ring. But the line just kept ringing. Six rings. Seven. Eight†¦ Rachel gazed out at the darkened ocean, her inability to reach the director doing nothing to quell her uneasiness about being at sea. Nine rings. Ten rings. Pick up! She paced, waiting. What was going on? Pickering carried his phone with him at all times, and he had expressly told Rachel to call him. After fifteen rings, she hung up. With growing apprehension, she picked up the SHINCOM receiver and dialed again. Four rings. Five rings. Where is he? Finally, the connection clicked open. Rachel felt a surge of relief, but it was short-lived. There was no one on the line. Only silence. â€Å"Hello,† she prompted. â€Å"Director?† Three quick clicks. â€Å"Hello?† Rachel said. A burst of electronic static shattered the line, blasting in Rachel's ear. She yanked the receiver away from her head in pain. The static abruptly stopped. Now she could hear a series of rapidly oscillating tones that pulsed in half-second intervals. Rachel's confusion quickly gave way to realization. And then fear. â€Å"Shit!† Wheeling back to the controls on the bridge, she slammed the receiver down in its cradle, severing the connection. For several moments she stood terrified, wondering if she'd hung up in time. Amidships, two decks below, the Goya's hydrolab was an expansive work space segmented by long counters and islands packed to the gills with electronic gear-bottom profilers, current analyzers, wet sinks, fume hoods, a walk-in specimen cooler, PCs, and a stack of organizer crates for research data and the spare electronics to keep everything running. When Tolland and Corky entered, the Goya's onboard geologist, Xavia, was reclining in front of a blaring television. She didn't even turn around. â€Å"Did you guys run out of beer money?† she called over her shoulder, apparently thinking some of her crew had returned. â€Å"Xavia,† Tolland said. â€Å"It's Mike.† The geologist spun, swallowing part of a prepackaged sandwich she was eating. â€Å"Mike?† she stammered, clearly stunned to see him. She stood up, turned down the television, and came over, still chewing. â€Å"I thought some of the guys had come back from bar-hopping. What are you doing here?† Xavia was heavyset and dark-skinned, with a sharp voice and a surly air about her. She motioned to the television, which was broadcasting replays of Tolland's on-site meteorite documentary. â€Å"You sure didn't hang around on the ice shelf very long, did you?† Something came up, Tolland thought. â€Å"Xavia, I'm sure you recognize Corky Marlinson.† Xavia nodded. â€Å"An honor, sir.† Corky was eyeing the sandwich in her hand. â€Å"That looks good.† Xavia gave him an odd look. â€Å"I got your message,† Tolland said to Xavia. â€Å"You said I made a mistake in my presentation? I want to talk to you about it.† The geologist stared at him and let out a shrill laugh. â€Å"That's why you're back? Oh, Mike, for God's sake, I told you, it was nothing. I was just pulling your chain. NASA obviously gave you some old data. Inconsequential. Seriously, only three or four marine geologists in the world might have noticed the oversight!† Tolland held his breath. â€Å"This oversight. Does it by any chance have anything to do with chondrules?† Xavia's face went blank with shock. â€Å"My God. One of those geologists called you already?† Tolland slumped. The chondrules. He looked at Corky and then back to the marine geologist. â€Å"Xavia, I need to know everything you can tell me about these chondrules. What was the mistake I made?† Xavia stared at him, apparently now sensing he was dead serious. â€Å"Mike, it's really nothing. I read a small article in a trade journal a while back. But I don't understand why you're so worried about this.† Tolland sighed. â€Å"Xavia, as strange as this may sound, the less you know tonight, the better. All I'm asking is for you to tell us what you know about chondrules, and then we'll need you to examine a rock sample for us.† Xavia looked mystified and vaguely perturbed to be out of the loop. â€Å"Fine, let me get you that article. It's in my office.† She set her sandwich down and headed for the door. Corky called after her. â€Å"Can I finish that?† Xavia paused, sounding incredulous. â€Å"You want to finish my sandwich?† â€Å"Well, I just thought if you-â€Å" â€Å"Get your own damn sandwich.† Xavia left. Tolland chuckled, motioning across the lab toward a specimen cooler. â€Å"Bottom shelf, Corky. Between the sambuca and squid sacs.† Outside on deck, Rachel descended the steep stairway from the bridge and strode toward the chopper pad. The Coast Guard pilot was dozing but sat up when Rachel rapped on the cockpit. â€Å"Done already?† he asked. â€Å"That was fast.† Rachel shook her head, on edge. â€Å"Can you run both surface and air radar?† â€Å"Sure. Ten-mile radius.† â€Å"Turn it on, please.† Looking puzzled, the pilot threw a couple of switches and the radar screen lit up. The sweep arm spun lazy circles.

Computerized Financial Mangement System

Chapter I Introduction Nowadays one of the major lending businesses that exist today is money lending. It has entered different institutions like banks, government, lending companies and even cooperatives which they offers the kind of business in order for them to gain more profit in an easy way and also to help client by giving loans for special purposes. As the world moves in a globally competitive electronic place, there’s a lot of competition in a technological way but many infrastructure and establishments were still not upgrading their own computers to the latest modern features.They just assure their clients satisfaction by giving a quality service and a friendly environment to every client which is not good enough. Majority of the lending companies nowadays are still using a manual transaction which were indeed a time consuming problem. More on these facts there is also a hard time in computing monthly dues, and balances that made the data not that accurate. This happe ns because of manual calculations in the computer. The proponent is very much concerned in conducting proper studies and implementation of better processes.The proposed system is for Sifcor Lending incorporation by using an automated transaction solution for lending and financial management to improve the current existing method of manual operations. With the advancement of the technology most of the tasks are done in an instant to be competitive nowadays we must experience what really the technology can do. 1. 2 Background of the Study The Sifcor Lending Inc. is a company who let out money for temporary use on condition of repayment with interest. Like other existing loan transaction process Sifcor is also manually operated.They give loans to those who will comply to their requirements, one of these is that an applicant should have shown monthly pay slip and income for the past months or a proof of managing any business. Due to manual operations of the company they are having a har d time in recording and calculating the loans of their clients in a fastest way, but this can be lessen by the use of computer system which could facilitate any operations at faster and easy way. The company only uses their computers for documentation and client’s record keeping purposes and not for their system.Were in fact they are just using Microsoft Word and Microsoft Excel that are usually used Microsoft Office work today and not merely doing the exact specific task they wanted to happen, in this case using of their computer does not help to make their process faster and accurate. Manual calculations were indeed a burden and consume a lot of time on the part of the employees. By developing a Finance Management system the company will have more time in giving emphasis to their other works and responsibility in the company. 1. 3 RationaleNew technologies have become integral to lives of children and young people in the home, industry, business, leisure and communication w ithin a global society. The internet and other digital and information technologies are powerful tools, which open up new opportunities for everyone. As technology grow, so do the demands for better services. The primary reason why the proponent pursue this study is to provide financial management system that will provide the proponent the best chance to apply the knowledge they learn in their years of studying at AMA Computer College.It also gives them opportunity to enhance and practice their ability and creativity. The proposed system will organize the process in which the school conducts its business. The main reason why the proponent came up to an idea of implementing Finance Management System for Sifcor Lending Inc. The proponent proposed a system which can develop a finance management system that will integrate it with the present technology to make transaction easier, faster and user friendly to the employees that will answer the needs of the locale. 1. 4 Information Technol ogy innovationSystem integration is the process of bringing together the different component subsystem into one system and ensuring that subsystem s function together as a system. In information technology, system integration is the process of linking together different computing systems and software application physically or functionally, to act as a coordinated while. In today’s generation technology plays a vital role in our society. The computer technology changes the way we communicate. SIfcor Lending Inc. adapts a system that helps them in managing its company The proponent will be using different kinds of software to develop the proposed system.The technologies used to develop the system are programming language such as Microsoft Visual Basic 6. 0 and My SQL for the database. The proponent will also use Adobe Photoshop CS5 in creating the graphics for the system. This software’s will help the proponent to easily finish the proposed system with the help of their function. 1. 5 Statement of the Problem This section stated the problem being encountered in the existing system. 1. 5. 1 General Problem The general problem as seen by the proponent is to generate a Financial Management System for Sifcor Lending Inc. that will provide an easier, faster and a useful way of lending. . 5. 2 Specific problem The purpose of the study is to generate a Financial Management System for Sifcor Lending Inc. that will provide an easier, faster and a useful way of lending. Specifically, this should be able to solve the following: 1. 5. 2. 1 How to develop a system that will computerized the payment process of SIFCOR Lending Inc. 1. 5. 2. 2 How to develop a system that will enhance security of client records/information? 1. 5. 2. 3 Computation of loans is time consuming and inaccurate due to the use of manual system in computing the loans of the clients using the calculator, paper, and pen. 1. 5. 2. Hard copies of client information are vulnerable to theft, alte rations and misplace. 1. 6 Objectives of the Study 1. 6. 1 General Objective The general objective of the study is to develop a Financial Management System for SIFCOR Lending Inc. 1. 6. 2 Specific Objectives 1. 6. 2. 1 To develop a system that will computerized the payment process of SIFCOR Lending Inc. 1. 6. 2. 2 To develop a system that will enhance security of client records/information? 1. 6. 2. 3 The system will develop a quick and accurate computation of loans by making a system that will automatically compute the loans of the client. . 6. 2. 4 Securing client loans and information. * To develop a system that is secured and free from unauthorized person. 1. 7 Scope and Delimitation 1. 7. 1 Scope The focus of this study is mainly directed towards the design and development of Finance Management for Sifcor Lending Inc. which includes the following procedures1)automatic data calculations 2) loan management; 3)balance inquiry; 4)monthly dues notices; 5) list of clients with approv ed loans; 6) and a loan ledger for the customers payments and balances. 1. 7. Delimitation Transaction such as passing of requirements, loan application, signing of contract, issuance and printing of receipts are no longer included in the system. These are done manually and they need physical appearances of the borrowers. 1. 8 Significance of the study The significance of the study is to give the lending company owner and employees a knowledge and awareness about the new and smart way of using computerized system in their financial management which until at present they are still using manual method.This study will simplify the employee’s workload by automatic calculations of their client’s loans and will minimize their time spent. Doing this automation they could able to finish their other important task timely. 1. 8. 1 Educational The proposed study will serve as a basis of learning for all Information Technology students, this will give an understanding to the Finan cial Management for Lending Companies and will inspire students to develop and make research with the same concept. This will also serve as a reference or related study for future researchers. 1. 8. 2 SocialThe proposed system is socially significant in a way that it is user friendly and is convenient to use. The completion of this research gave the proponent the opportunity to develop his own confidence as he was able to express himself and his ability as an Information Technology student with numerous people who submitted themselves for an interview. 1. 8. 3 Economical The use of the proposed system will help Sifcor Lending Inc. to reduce paper based system like using many ledger cards and to lessen administrative works because the system will automatically compute the clients loan and balances on the expected date of payment. . 8. 4 Technological The proposed system is technologically significant to the proponent and also to the user it’s because with the use of new improv ised system in the computer. The proposed system will help the user to update their knowledge about computer and system use for the benefit of their financial management in Lending to be fast and easy. 1. 9 Definition of terms These terms are defined and included in this chapter for the readers to understand the whole documentation easily. Lending. Disposing of money or property with the expectation that the same thing (or an equivalent) will be returned. Financial.A branch of economics concerned with resource location as well as resource management, acquisition and investment. Simply, finance deals with matters related to money and the markets. To raise money through the issuance and sale of debt and/or equity. Client. Customer  of a  professional  service provider, or the  principal  of an  agent  or  contractor. Chapter II REVIEW OF RELATED LITERATURES AND STUDIES This section contains materials, summary and excerpts of researches and related literatures about the proof of the current study about the proposed solution the proponent deems relevant to the conceptualization of the whole researches. . 1. 1 Foreign Literature According to the thesis of Kristine Mae Mallari, Carissa Garcia the development of development of technology through the years has enabled us to do more with less effort. (Ralph M. Stair; 1999) As the technology continues to advance, computer is becoming more part of our lives. Computers are everywhere at work, at school, and at home. Many daily activities now may involve the use of computer maybe because computers are used in almost every field and profession like education and office works to perform large number of computer application.According to the thesis of Kristine Mae Mallari, Carissa Garcia the database system makes faster for every institution. For the mere fact that instead of doing things manually, with the use of computer technology everything is done faster (Dan Gurewich; 1999) Database management system (DBM S) consist of a collection of interrelated and set of function to access data. DBMS provides an environment that is both convenient and efficient to use in retrieving and storing information. It is also consist of programs for storing, retrieving and manipulating large amount of data.With this article the proponent decided to use a database in storing thee large amount of information taken from the clients profile. It can also enhance manual way of record keeping by having a database. An article found to be linked at http://www. nos. org/htm/sad1. htm, stated that System is created to solves problems. One can think of the systems approach as an organized way of dealing with a problem. In this dynamic world, the subject system analysis and design mainly deals with the software development activities. System life cycle is an organizational process of developing and maintaining systems.It helps in establishing a system project plan, because it gives overall list of processes and sub-pr ocesses required developing a system. 2. 1. 2 Local Literature With the development of the computers, almost half of the business establishments, commercial companies, schools and computer center in the Philippines are completely automated – airlines, hotels, supermarkets and department stores are computers to provide instantaneous and accurate data. And it seems that companies are now taking notice of society’s changing lifestyle. Computers are being compared with the human brains.Like the Brain the advised if, the computer can take data and process it, it can store the data either in raw form or in processing result and can deliver the raw processed data to the outside world demand. Computer works in a very fast way that you can ever imagine. It involves almost everything especially in work like business or school or we can just say a very large population of people. Our country here in the Philippines we can say that we can compete because new technology from other countries has flowed to us. Imagine running a school with large population of students and how will you handle it.Also it affects the kind of environment we have. Here in our country not all business people can provide the needs of their companies. But still with the help of other technology we create a strategy on how will we go on with this kind of problem. People create a system that supports either big or small company. It will be reasonable because these systems meets the requirements of the company and best solutions are suited both environment and networked environment. 2. 2 1 Foreign Studies According to the thesis of Gascon,Arcely M. , Pamintuan, Joseph Carlo C. In an Advance Data System Corporation entitled information and Billing System supports medical Billing Systems, 2011 stated that â€Å"Medical Billing System allows the practice to manage all patient billing and accounting seamlessly and efficiently. It is fully integrated with the EMR, appointment system and charg e capture. Taking advantage of the information flow, it allows quick and easy billing while ensuring a high degree of accuracy and traceability. The system interfaces with leading electronic clearinghouses for electronic claim submission and tracking.With a comprehensive set of reports, it presents all practice management information in an effective manner for analysis and tracking. According to the thesis of Franco,George Ferman M. , Mariano Jr, Romeo C. , Yambao,Mary Grace M. , Automation of the system prove that it generates aped and accuracy, lessen the errors done by manual means and eliminate wasted time that will result for a better service that will cater the company and the employee as well. According to the thesis of Grona, Rusell, manlapaz, Joana Marie M. Business use data processing for such tasks as payroll preparation, accounting, record keeping, inventory control sales analysis, and the processing of bank and credit card account statements. Engineers and scientist use data processing for a wide variety of application, including the processing of seismic data for oil and mineral exploration, the of new product designs, the processing of satellite imagery, and the analysis of data from scientific experiments. Data processing is divided into two kinds of processing: database processing and transaction processing.A database is a collection of common records that can be searched, accessed, and modified, such as bank account records, school transcripts, and income tax data. 2. 2. 2 Local Studies According to the thesis of Elsie Punsalan, Criz Angel Garcia, stated that â€Å"to maximize the usefulness of information, business must manage it correctly, just as it managed other resources manages need to understand that costs are associated with the production, distribution security, storage and retrieval of all information. Although information is all amount us; it is not be taken for granted.In the unpublished thesis entitled manila central cooperative accounting System with Decision Support System by Bautista Catherine and Dela Cruz Juliet A. , Septerber 1996 stated that: â€Å"Computerized Accounting System ffor MMC. Intended to replace the existing manual system in order to make a accounting office work more efficient and beneficial to the members of the employees as well as to the cooperative†. In the unpublished thesis entitled Billing System for Castro Maternity and General Hospital by Maglonzo and Cruzon, 2005 stated that: The system is a major leap forward in computing. It makes computation easier and more fun to use with many user interface and performance enhancement. It will get more work in less time. Professional in every field is discovering knowledge to meet thus change†. Chapter3 3. 1 Theoretical Framework of the Study The Theoretical framework of the study is used to show how the existing and proposed system works. It also illustrates how the proposed system evolved from the existing system. 3. 2 Con ceptual Framework of the Study Figure 3. 2 illustrate how the system flows.Conceptual framework is a group of concept that are broadly defined and systematically organized to provide a focus, a rationale, and a tool for the integration and interpretation of information. 3. 3 Research Setting The proponent conduct a research in SIFCOR LENDING INVESTOR INC. who are also the intended beneficiaries of the proposed system. SIFCOR Lending Investor Inc. is located at Sindalan, City of San Fernando. 3. 4 Research Population The Research Population composed of the company’s employee who gives information that helped the proponent in developing their system.Respondents answered question which expressed their perspectives about the current and proposed system that helped the proponent to further analyze the flow of the system. The Research Population of the proponent composed of the employees and as well the consumers, who are the intended beneficiary of the proposed system. 3. 5 Resear ch design the proponent aim is to satisfy the needs of the users of the study by providing the users with the reliable information which could be a great help. It also discusses the methods uses by the proponent to come up with he procedures on how to identify existing problems in the current system and the procedures on how to develop the proposed system. 3. 5. 1 Descriptive Method This method of research is a fact-finding technique with sufficient meaning. It can help the proponent understand how the current system is supposed to work and determine the comparison and analysis of the existing and the proposed system. It is a way of gathering information to complete the study. This shows the activities that will observe for the development of the existing system.Descriptive Research, also known as statistical research, describe data and characteristics about the population or phhenominon being studied. Descriptive research answer the question who, what, where, when, and how. Althoug h the data description is factual, accurate and systematic, the research canno9t describe what caused a situation. Thus, Description research cannot be used to create a casual relationship, where one variable affect another. In other words, descriptive research can be said to have a low requirements for internal validity. The description is used for frequencies, averages and other statistical calculations.Often the best approach, prior to writing descriptive research, is to conduct a survey investigation. Qualitative research often has the aim of description and researchers may follow-up with examinations of why the observations exist and what the implications of the finding are 3. 6 Methods of Research Used This type of research, as the definition implies, will helps the proponent to collect all the necessary information needed for the implementation of the project. To provide an accurate, fast, efficient and a more convenient way for applying loans is the objective of this project . . 6. 1 Creative Method This research method implies the stylistic approach and aesthetic concept of human experiences that the proponent must acquire in order to develop the proposed system. The proponents used this method in such a way that they made sure that the system would look enticing to its users yet serve the same expected funntionality. 3. 6. 2 Library Method 3. 6. 3 Internet Research Method 3. 7 Data Gathering Techniques and Instrument 3. 7. 1 Observation. The observation of current operating procedures is another fact-finding technique.Seeing the system in action gives the proponents an additional perspective and a better understanding of the system procedures. A personal observation also allow them to verify the statements made in the interviews and determine whether procedures really operate as they are describe. Through observation, they discover that neither the system documentation nor the interview statements are accurate. It provide important advantages as the d evelopment process continues. 3. 7. 2 Interview. The proponent personally interviewed some of the respondents.Personal interview is usually the most expensive fact-finding technique because it is a costly time consuming process. An interview is more familiar and personal than a questionnaire. Respondents who are unwilling to put critical or controversial comments in writing might talk more freely in person. 3. 7. 3 Questionnaires. The proponent used this method because it gives the respondents an opportunity to provide inputs and suggestion. This methods helps distinguish the viewpoint of the respondents who are mainly concern in collecting valuable information about the existing system.Questionnaire construction is critical to the success of a survey. 3. 7. 4 Evaluation These are forms with criteria that evaluate the performance of the existing study. These forms are given to the users that will evaluate the existing system with respect to their efficiency, reliability and effectiv eness. With the help of evaluation form, the proponent were able to analyze the feasibility of the proposed system based from the ratings given by respondents. 3. 8 Analytical tools 3. 8. 1 Ishikawa Diagram 3. 8. 2 Data Flow Diagram Is a graphical representation of the â€Å"flow† of data through an information system.DFD’s were introduced and popularized for structured analysis and design. DFD’s show the flow of data from external entities into the system, showed how the data move from one process to another, as well as its logical storage. The proponents considered the following: In creating the DFD, where does the data that passes through the system come from and where does it go, what delays occur between the inputs and outputs. Using DFD, the proponents can easily analyze the flow of the system that will enable to describe what part of the processing needs to be prioritized. 3. 8. 3 Visual Table of ContentIt is a pictorial means of preventing data. It helps the proponents to display the information needed. It illustrates present systems and describes a proposed system to the user, programmer or operations. 3. 8. 4 Input – Process – Output IPO Model  is a  functional model  and  conceptual schema  of a general  system. An IPO chart identifies a program’s inputs, its outputs, and the processing steps required to transform the inputs into the outputs. Along with a definition, many times you will be asked to draw a diagram to show the stages. It is essential that you learn the diagram below, along with the direction of information flows.You need to be able to reproduce it exactly. 3. 8. 5 Flow Chart 3. 8. 5. 1 Program Flow Chart A program flowchart is a diagrammatic representation that will illustrates the sequence of operations to be performed to get the solution of a problem. The flowchart is a means of visually presenting the flow of data through an information processing systems, the operations perform ed within the system and the sequence in which they are performed. In this lesson, we shall concern ourselves with the program flow chart, which describes what operations are required to solve a given problem.The program flow chart can be likened to the blueprint of a building. As we know a designer draws a blueprint before starting construction on a building. Similarly, a programmer prefers to draw a flow chart prior to writing a computer program. 3. 9 Method Used in Developing the System 3. 9. 1 System Planning. To create a project basic thing to do is to create a plan. The system analyst determines and identifies the planning phase. Identify meaning, to identify the project goals and needs of the system. 3. 9. 2 System analysis. This phase refines project goals into defined functions and operation of the intended application.It analyzes end-user information needs. This is used by the proponent in integrating the lending system to understand and document in detail the business nee ds and the processing of requirements of the proposed system. 3. 9. 3 System Design. A sample structure of the entire study is created in the phase and all necessary data are gathered. It describes the describe features and operations in detail, including screen layouts, business rules, process diagrams and other documentation. The output of this stage will describe the new system as a collection of modules or subsystems.This is used by the proponent to design the proposed system based on the requirements defined and decisions made during the analysis. 3. 9. 4 System Implementation. Modular and subsystem programming code will be accomplished in this phase. Unit testing and module testing are done in the phase by the proponent. This phase is intermingled with the next in that individual modules will need testing before integration to the main project. It is used by the proponent to build, test, and install a reliable system with trained ready to benefit as expected from use of the sy stem. 3. 9. 5 System operation and support. . 10 Justification of Method Used. 3. 11 Method for Product Evaluation. 3. 11. 1 Technical Feasibility. Determines the verification and proving of system accessibility and availability in the local market of the system requirement peripherals such as software and hardware. 3. 11. 2 Operational feasibility. This method determines if the proposed system gives the satisfactory result and output for its target users and market, whether there will be problems in applying and implementing the system in its operational environment in determining the operational feasibility. 3. 11. 2. 1 Efficiency.The ability to complete the result without wasted energy and effort. 3. 11. 2. 2 Reliability Refers to the dependability of the system in performing its intended functions and giving satisfactory results. 3. 11. 2. 3 Effectiveness The degree to achieve the usability of the system and its ability to solve problems encountered of the locale’s curren t system. The Likert’s was applied to the qualitative data collected because its appropriate in evaluating the feedback obtained from respondents. A Likert’s scale measures the extent to which a person agrees or disagrees with the question. Scale| Range of Mean| Verbal Interpretation(VI)| 5| 4. 1-5. 00| excellent| 4| 3. 41-4. 20| Very Satisfactory| 3| 2. 61-3. 40| Satisfactory| 2| 1. 81-2. 60| Fair| 1| 1. 00-1. 80| Poor| Table 3. 1 Likert’s Scale 1. Mean. This was used to determine the average rating of each criteria that was set in the proposed system that the respondent evaluated. The formula for getting the mean is as follows: M= f(X1+X2+X3+†¦Xn) N Where: F=refers to the frequency (f) or the number of times that a given number (x) was chosen by the respondents. (X1 + x2 + x3 + †¦Ã¢â‚¬ ¦. Xn) or any of the numerical ratings (5,4,3,2,1) representing the evaluator’s rating n= represents the sample size of the total number of respondents. . Weigh ted Mean. The weighted mean was used to describe the perception of the respondents concerning the proposed software. To determine the weighted mean, the proponent used the following formula: E f (X1+X2+X3+†¦Xn) N Where: Ef(X1+X2+X3+†¦Xn) = summation of means of all criterion. N= Total number of respondents 3. 12 Statistical treatment of Data This study is essential in order to make used of data in right form by computing them mathematically. The proponent used z-test, this is use by the proponent to make comparative studies between two samples. (See to Appendix M) 1. Formula for Frequency Mean (FM): (X1 + X2 +X3 + †¦ Xn)FM = f _________________________________________ n Where: f = product of the frequency and a particular numeric rating for a given criteria. n = sample size represented by the total number of respondents (X1 + X2 +X3 + †¦ Xn) = any numeric rating 1, 2, 3, 4 and 5 representing the evaluators rating option for each given criteria. 2. Formula for Wei ghted Mean (WM): ? f(X1 + X2 +X3 + †¦ Xn) WM = _______________________________________________ N Where: ? f (X1 + X2 +X3 + †¦ Xn) = the summation of all frequency mean N = total number of criteria 3. T-Test Computation __ __ t =X1 – X2 n1-1(S1)2+ (n2-1)(S2)2n1+ n2-2 1n1+1n2 3. 13 System Development Cost The following formulas are used in computing the total cost in developing the proposed system. Salvage value = (Total Hardware Cost/Life Expentancy)*(Development Period) Months per year Annual Depreciation Cost = (Total Hardware Cost-Salvage Value) Life Expentancy Monthly Depreciation Cost = (Annual Depreciation Cost) Months per year Hardware Development Cost = (Monthly Depreciation Cost * Development Period) Software Development Cost = (Monthly Depreciation Cost * Development Period) Labor Cost = (Developer’s Fee per Month * Development Period)KWh used by Computer = (number of watts * number of hours per month) 1000w KWh used by Electric Fan = (number of watt s * number of hours per month) 1000w KWh used by Light = (number of watts * number of hours per month) 1000w Total Monthly Power Consumption = KWh used by Computer + KWh used by Electric Fan + KWh used by Light Total Basic Charge = Generation Change + Transmission Change + System Loss Change + Distribution Change + Supply Change Total Development Cost = Hardware Cost + Software Cost + Labor Cost + Miscellaneous Cost + Total Overhead Cost

Fundamental Positions

Carinosa †¢Is a Philippine dance of Hispanic origin from the Maria Clara suite of Philippine folk dances, where the fan or handkerchief plays an instrumental role as it places the couple in romance scenario.. Folk dance †¢Is a form of dance developed by a group of people that reflects the traditional life of the people of a certain country or region. Folk dancing originated in the 18th century to distinguish dance forms of common people from those of the upper classes. Folk dances, unlike most other dance forms, tend to have no stringent rules, and are sometimes formed spontaneously among groups of people.The steps of folk dances are passed through generations, rarely being changed. Folk dancing is usually associated with social activities, although some folk dances are performed competitively. Terminology †¢Is the study of terms and their use. Terms are words and compound words that in specific contexts are given specific meanings, meanings that may deviate from the m eaning the same words have in other contexts and in everyday language. The discipline Terminology studies among other things how such terms of art come to be and their interrelationships within a culture.Terminology differs from lexicography in studying concepts, conceptual systems, and their labels (terms), whereas lexicography study words and their meanings. Terminology is a discipline which systematically studies the labeling or designating of concepts particular to one or more subject fields or domains of human activity. It does this through research and analysis of terms in context for the purpose of documenting and promoting consistent usage. 5 Fundamental Positions †¢Standing Fundamental Position †¢Knee-standing Fundamental Position †¢Sitting Fundamental Position †¢Lying Fundamental Position †¢Hanging Fundamental Position

Diseconomies of Scale Essay

Diseconomies of scale occur when a firm increases its output and the cost of the long run production of this output also increases. Diseconomies of scale occur when a firm is very big to bring about coordination problems and increasing input costs. This occurs because of two main reasons: coordination problems and the increasing input costs. Coordination problems can be broken down to several issues. And this problem is usually due to the number of employees in a firm. One of the issues with coordination is communication.Upon increasing the number of employees in a firm for the purpose of increasing output, the channels for communication (i.e. telephone lines, cost of having internet connection for further information dissemination, etc) also increases. This is so since ratio of the number of employees and the communication channels is not 1:1. This means an increase in cost. So in the long run, having more people becomes not viable already since it now causes coordination problem th rough communication cost, thus increasing in production cost in general. Another issue with having a lot of people in a firm is that the firm’s response time becomes slower. This can also be connected to the communication problem that I discussed above.This is so since, having a lot of people implies the need for bureaucracy. With bureaucracy, come standard operating procedures, policies to be followed, roles and division of responsibilities, and hierarchies. Consider a policy which reduces the company’s daily cost from 1000USD to 500USD. Before it can be approved, it has to go through a lot, thus causing a slower response time for a very urgent need. Because of the bureaucracy that is needed for coordinating a large number of people, the longer the delay of approving this policy; and the longer the company delays producing twice the output for the same input cost.Increasing input costs can also be broken down to several issues. One issue with the increasing input cost s is that when the firm gets so big, one department might be working with the same projects as with other departments. This means that the firm is producing or profiting from a single project and is paying for twice the number of employees who can actually finish the job. Another issue with increasing input costs is that having a lot of people to do the job needs managers to coordinate them.Having more managers means paying more for employees who does not actually contribute to the production and is only there to supervise the people. So let’s say that there are five employees, paid 10USD, that need one manager, paid 20USD, to supervise them. The manager is getting 28. 6% of the over-all salary, but the company which pays for 70USD over all is only producing 83. 3% since only 5 out of 6 people are actually working. So, having a lot of people means getting a lot of managers which leaves lesser people who actually does the production.

Reparations in The United States Essay Example | Topics and Well Written Essays - 2500 words

Reparations in The United States - Essay Example According to the study  the life challenges the African American are facing today are because of slavery, and the life they underwent during slavery.  This is because they were taken from their homes in Africa, and abused in America by a regularity that ruined the structure of their families, as well as destroying the individual. When the American decided to end slavery,   the African   American were left with nothing, denied education, segregated making them experience a lot of economic challenges. Compared to the Europeans, the African American remained disadvantaged in the society, and it is said that they are likely to remain like that until the government compensates them.From this essay it is clear that the provided welfare and affirmative action, as well as other effort established to address socio economic challenges of the African Americans have been too small.These efforts have failed because the society has failed to tackle the main challenge affecting the African American people. This is because of racism and discrimination they present to the African American people.  To some extent the social welfare programs were established   for good intentions. However, have largely contributed to the isolation of the African American people, and further destroyed the African American society. Furthermore, the established programs only benefited other people leaving out the African Americans.   Ã‚  ... Compared to the Europeans, the African American remained disadvantaged in the society, and it is said that they are likely to remain like that until the government compensates them.7 3 The provided welfare and affirmative action, as well as other effort established to address socio economic challenges of the African Americans have been too small.8 These efforts have failed because the society has failed to tackle the main challenge affecting the African American people. This is because of racism and discrimination they present to the African American people.9 To some extent the social welfare programs were established for good intentions. However, have largely contributed to the isolation of the African American people, and further destroyed the African American society. Furthermore, the established programs only benefited other people leaving out the African Americans.4 Supporters for reparations noted that, reparations were not going to promote dependence. However, they were going to offer the African American people an opportunity to develop their own economic foundation and become independent.10 According to McCarthy, reparations were meant to restore past injustices, to amend the harms imposed, and to socialize their victims. This is because several existing African Americans went to isolated schools that had limited resources. In other circumstances where they went for higher education, then it was upon them to choose a black collage or not attend college at all.11 The African Americans experienced discrimination in job appointments, and they experienced poor access of information. They were categorized as second class citizens in the United States. McCarthy noted that this reparation took two forms the collective compensation and collective